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Debt Free Living Consulting
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At Debt Free Living Ltd. we respect your privacy and we will never sell your information to any other party.

We will share information with other parties only if given permission by you to do so, if required by law or as a result of standard business practice (e.g. Pay Pal).

We may also share information with related businesses when the services would be provided by them (e.g. franchisees).

We will protect your information as important company assets and will prevent unauthorized parties from displaying, reading or copying it.


In general, we gather the following types of information:

Online Seminars:
Contact information (name, address, email, phone, fax), & some marketing information; only email, province & country are required.
In-house Seminars:
Contact information (name, address, email, phone, fax), desired course/class information and some marketing information.
Application for service:
Contact information (name, address, email, phone, fax), your reason for contacting us & goal  and some marketing information.
Email inquiries:
E-mail contact information and whatever is included in the message section.
FAQ inquiries:
whatever information you include in the question. We reserve the right to remove information which we consider to be improper or too revealing.
Web site visits:
NON-PERSONAL INFORMATION ONLY; information related to the source of the visit, the path here, what pages were visited and the first page jumped to on leaving; none of this information can be traced to the individual who is visiting.
USE OF COOKIES: This site uses cookies retained on your computer to personalize the visit. The information stored is related to the source of the visit, the advisor selected (if appropriate) and the last course. The information is retained only for the current web session.
Software Purchases:
contact information (name, address, email, phone, fax), credit card information. Note that any credit card information is provided to a third party using high security means. 
Personal Counselling:
personal counselling requires detailed contact, personal, and financial information. We will discuss this information during the initial consultation.

When sending information, remember that the internet can be an insecure medium. Your information should be limited!

The information may be used to provide you with services with respect to the transaction taking place (e.g. sending a password and URL for on-line seminar registration), in general for marketing purposes (number of inquiries in Ontario, what web-pages are of most interest etc.). It may also be used, in a limited way, to send information of relevance (e.g. invitations to a newsletter).

If you have any questions or issues with our privacy policy or wish to report a violation of the policy please contact: George Kaadi: Tel: 416.987.FREE(3733) ext 101 - E-mail: George Kaadi

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