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Avoid Bankruptcy! You have options!

There are ways to avoid Bankruptcy. You have options. Learn about your bankruptcy alternatives!

At Debt Free Living, we offer you a variety of options and alternatives to help you avoid bankruptcy and get out of debt. Having financial trouble doesn’t mean you have to file for bankruptcy.

How can we help you avoid bankruptcy? We start by compiling your budget.

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Get out of Debt on $10 a Day PLAN

Discover how you can Get Out of Debt on $10 a day! Give us your commitment; we guarantee your success!

Most people go through life without a financial plan. They go on paying the minimum payments on their debt thinking they are doing fine with their debt. They don’t realize the opportunity cost that their debt load is costing them.

Many go for consolidate debt loans as a way to get out of debt – their efforts to eliminate their debt load often fails.

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Budget Management Program

The SmartWallet is unique personal finance software – it is more than budgeting software. It is more than free budgeting software. It enables you to put your financial house in order and get out of debt one step at a time. It brings sanity to your personal finances. It helps you sort competing demands on your money in the most cost effective way. - See more at: Read More »


Consolidate your Debts and Avoid Bankruptcy

One Monthly Payment, Plan your Financials and Live Debt Free.

Stressed Because of High Debts?

Weigh Your Options

Do you know About Bankruptcy Relief Program?

Credit Counseling and Avoid Bankruptcy

Debt Settlement Service, Get Debt Free Fast

Payment Plan Tailored to your Financial Situation


November 14 2007 I just wanted to say thank you for all the help that you provided my husband and I for our refinancing when we were having problems getting information from our bank for the same. Your knowledge and understanding of finances helped us to make the right decisions regarding our financial situation and living is now bearable and we can see light at the end of the tunnel after only a few short months, which is certainly not what the bank was helping us to do. We appreciate all that you have done for us and we urge anybody reading this to put their trust in you. Kind regards
S. and J. McKenzie
September 26 2007 – We came to you as first time buyers with some consumer debts after our bank gave the running around, seeking mortgage, we got home with far beyond that. Not only had you secured us an approval within 24 hours, you gave us the best rate at the time, and long lasting debt management help that has saved us considerable money and widened our smile; you helped changing our lives to the better.
Walid Bechara & Farah Dbouk
September 19 2007 – Based on the information he provided we were able to choose a strategy that was best suited to our situation and constraints. As such, he showed us how to use discipline and pay off our debts to then build and emergency fund and to invest our savings in vehicles I would not have come across talking to my banker. He taught me about tax savings and leveraging existing rules to increase my retirement fund using money the government would have simply kept to himself!
Andras Kovats
August 25 2006 – George provided excellent service as our Mortgage Broker, he was friendly, flexible and able to handle what was potentially a problematic situation. He always offered sound advice and had our best interests in mind at all time. I would highly recommend him.
Grant Pennell - Inside Sales Manager
December 22, 2005 – We would recommend George Kaadi and his firm of experts with extremely high regard and confidence to our closest friends and family members. We only wish we had been introduced sooner, as we know George would have helped us to make better decisions about our future financial plans.
Bruce and Joanne H.
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