To determine if you have debt problem, check the following warning signs. If three or more signs that apply to you, you have a serious debt problem.
- Constantly receiving past due notices on your bills
- Always juggling payments or stalling one creditor to pay another
- Charging more each month that you what you are repaying toward your debt
- Are you using cash advance from credit card on a monthly basis
- Always running out cash before the end of the month and bouncing checks on a recurring basis
- Always applying for new credit Barely paying the minimum allowed on your debt